efg publishing , inc.
web site privacy statement

1. ACKNOWLEDGEMENT AND ACCEPTANCE OF TERMS

It is understood that booked consulting, the booked system, and booked products are service marks of EFG, Inc., and that any reference to any of these terms implies recognition and acceptance by visitors to this website. The term "Member" refers to any visitor to the web site of EFG, Inc. in order to utilize the services provided at the web site.

EFG, Inc.is committed to protecting Member's privacy. This Privacy Statement sets forth EFG, Inc. current privacy practices with regard to the information we collect when you or your computer interact with our website. By accessing the web site maintained by EFG, Inc., Member acknowledges and fully understands the Privacy Statement and freely consents to the information collection and use practices described in this web site Privacy Statement.

2. PARTICIPATING MERCHANT POLICIES

Related services and offerings with links from this web site, including vendor sites, have their own privacy statements that can be viewed by clicking on the corresponding links within each respective website. Online merchants and others who are or may be in the future involved in EFG, Inc. services are encouraged to participate in industry privacy initiatives and to take a responsible attitude towards consumer privacy. However, since EFG, Inc. does not have direct control over the policies or practices of participating merchants and other third parties, it is not responsible for the privacy practices or contents of those sites. Member should always review the privacy policies of merchants and other third parties before providing any personal information or complete any transaction with such parties.

3. INFORMATION WE COLLECT AND HOW WE USE IT

EFG, Inc. collects certain information from and about its users three ways: directly from our Web Server logs, the user, and with Cookies.

a. Web Server Logs.

When you visit our Website, EFG, Inc. may track information to administer the site and analyze its usage. Examples of information we may track include:

•  Member Internet protocol address.
•  The kind of browser or computer Member uses.
•  Number of links Member clicks within the site.
•  State or country from which Member accessed the site.
•  Date and time of Member visit.
•  Name of Member Internet service provider.
•  Web page Member linked to this web site from.
•  Pages Member viewed on the site.

b. Use of Cookies

EFG, Inc. may use cookies to personalize or enhance your user experience. A cookie is a small text file that is placed on your hard disk by a Web page server. Cookies cannot be used to run programs or deliver viruses to your computer. Cookies are uniquely assigned to you, and can only be read by a Web Server in the domain that issued the cookie to you.

One of the primary purposes of cookies is to provide a convenience feature to save Member time. For example, if Member personalizes a web page, or navigates within a site, a cookie helps the site to recall Member specific information on subsequent visits. Hence, this simplifies the process of delivering relevant content and eases site navigation by providing and saving Member preferences and login information as well as providing personalized functionality.

EFG, Inc. reserves the right to share aggregated site statistics with partner companies, but does not allow other companies to place cookies on its web site unless there is a temporary, overriding customer value (such as merging into EFG, Inc. web site a site that relies on third-party cookies).

Member has the ability to accept or decline cookies. Most web browsers automatically accept cookies, but Member can usually modify a browser setting to decline cookies. If member rejects cookies by changing browser settings then Member should be aware that this may disable some of the functionality on this web site.

c. Personal Information Users

Visitors to this web site at some point in the future may be able to register to purchase services. When Member registers, EFG, Inc. will request some personal information such as name, address, email, telephone number or facsimile number, account number, and other relevant information. If Member is purchasing a service, EFG, Inc. will request financial information. Any financial information collected is used only to bill Member for the services purchased. If Member purchases by credit card, this information may be forwarded to Member credit card provider. For other types of registrations, EFG, Inc. will ask for the relevant information. Member may also be asked to disclose personal information so that EFG, Inc. can provide assistance and information to you. For example, such data may be warranted in order to provide online technical support and troubleshooting.

EFG, Inc. will not disclose personally identifiable information collected from Member to third parties without permission except to the extent necessary including:

•  To fulfill Member service requests for services.
•  To protect EFG, Inc. from liability,
•  To respond to legal process or comply with law, or
•  In connection with a merger, acquisition or liquidation of the company.

4. USE OF WEB BEACONS OR GIF FILES

EFG, Inc. web pages may contain electronic images known as web beacons - sometimes also called single-pixel gifs - that allow EFG, Inc. to count users who have visited those pages and to deliver co-branded services. EFG, Inc. may include web beacons in promotional e-mail messages or newsletters in order to determine whether messages have been opened and acted upon.

Some of these Web beacons may be placed by third party service providers to help determine the effectiveness of our advertising campaigns or email communications. These Web beacons may be used by these service providers to place a persistent cookie on your computer. This allows the service provider to recognize Member computer each time Member visits certain pages or emails and compile anonymous information in relation to those page views, which in turn enables EFG, Inc. and its service providers to learn which advertisements and emails bring Member to our website and how Member uses the site. EFG, Inc. prohibits web beacons from being used to collect or access your personal information.

5. CHANGES TO THIS STATEMENT

EFG, Inc. has the discretion to occasionally update this privacy statement. When we do, EFG, Inc. will also revise the "updated" date at the top of this Privacy page. Member is encouraged to periodically review this privacy statement to stay informed about how EFG, Inc.is helping to protect the personal information collected at this web site. Member's continued use of the service constitutes Member's agreement to this privacy statement and any updates.

6. CONTACTING US

If Member has questions regarding this Privacy Statement, its implementation, failure to adhere to this Privacy Statement and/or our general practices, please contact EFG, Inc. by e-mail or send your comments to:
EFG, Inc.
Attention: Privacy Statement Personal
2207 St. 39th St.
St. Louis, MO 63110
(314) 762-9762

EFG, Inc. will use commercially reasonable efforts to promptly respond and resolve any problem or question.